With digital payment becoming the new norm, smartphone users can now make payments, send as well as receive money via WhatsApp UPI-based payment features. The Facebook-owned messaging app, has launched its payments feature in India after receiving a nod from the National Payments Corporation of India. WhatsApp Pay is an in-chat payment feature that enables users to make transactions to their contact list on WhatsApp.
What is UPI?
UPI, which is a short form of Unified Payments Interface, is a single platform that merges different banking services and features. With the UPI-enabled bank account, users can create a UPI ID and send as well as transfer money.
To initiate UPI payment service, all you need to do is set up a UPI ID which is linked with your bank account.
Sending money to a UPI ID via WhatsApp is simple and secure.
[hq]How to send money to UPI ID on WhatsApp?[/hq]
[hans][hstep]Step 1:Download the latest version of WhatsApp on your Android or iOS. Also, you must make sure that the WhatsApp number should be the same that’s linked to your bank account.[/hstep]
[hans][hstep]Step 2:Open WhatsApp on your smartphone and click on the three vertical dots on the top-right.[/hstep]
[hans][hstep]Step 3:Tap on the Payments option.[/hstep]
[hans][hstep]Step 4:Click on New Payment.[/hstep]
[hans][hstep]Step 5:Select Send to a UPI ID.[/hstep]
[hans][hstep]Step 6:You will now be required to enter the recipient’s UPI ID.[/hstep]
[hans][hstep]Step 7:Once entered, check and click on Verify option.[/hstep]
[hans][hstep]Step 8:Tap New Payment to confirm the recipient.[/hstep]
[hans][hstep]Step 9:Enter the amount correctly that you want to send.[/hstep]
[hans][hstep]Step 10:You will now be asked for your UPI pin for verification.[/hstep]
[hans][hstep]Step 11:If the UPI pin entered by you is correct, a confirmation message will appear on your screen stating that your payment is completed.[/hstep][/hans]
It is advised that one does not share their bank details, card information and UPI Pin with anyone.